• Leasing equipment offers your business a competitive edge by minimizing tax liability, conserving credit and capital, and protecting against equipment obsolescence.
• Leasing is a convenient way to acquire the equipment your business needs-without all the hassles. In many instances, the leasing application is all you'll need to apply.
• Moreover, approvals can be as fast as three business hours.

How to Apply?
What Equipment Can Be Leased?
What Are the Advantages of Leasing?
What Lease Options are Available?

• Audio/Visual equipment
• Agricultural equipment
• Commercial Vehicles (learn more)
• Computer equipment and software
• Construction equipment
• Forklifts and materials handling equipment
• Industrial equipment
• Laundry equipment
• Machine tool equipment
• Manufacturing equipment
• Medical equipment
• Office furniture and equipment (copiers, fax machines, etc.)
• Photo processing equipment
• Point-of-sale systems
• Printing presses and related equipment
• Restaurant equipment
• Telephone systems
• Tractors and trailers

• Less impact on cash flow.
  You can structure payments to parallel your cash flows. Leasing can be great for seasonal or cyclical businesses that prefer to schedule payments during peak cash flow periods.
• Reduced paperwork and approval time.
  Most lease credit decisions can be made within three business hours. Transactions up to $100,000 require completion of only a simple, one-page application.
• Conservation of capital and credit.
  Your lines of credit and sources of capital aren't tied up in equipment. Instead, they're available for opportunities such as inventory, marketing, or personnel.
• Immediate use of equipment.
  After signing your lease documents, you can contact the vendor to schedule delivery. It's that easy.
• Project basis use of equipment.
  By selecting a lease term that closely matches the project's duration, leasing is a good way to acquire the latest equipment without having to keep it when that project is complete. Then, enter another lease on new equipment for the next project. This way you'll always be able to maintain a competitive edge by using the most advanced equipment to serve your clients.
• 100% financing - including soft costs.
  In addition to financing 100% of the equipment, you can include "soft" costs (up to 10% of the equipment cost) such as sales tax, shipping, software, training, maintenance and installation into the lease.
• Protection against obsolescence.
  High tech equipment is often obsolete in two-to-four years. You can add upgrades and new equipment by modifying your lease arrangement to keep your company on the leading edge. Plus, if you want to acquire complementary equipment (e.g., adding voice mail to a phone system), you can arrange for both equipment leases to end at the same time. This can prevent staggered leases from making your equipment a confusing combination of new and old. (Subject to credit approval)
• Tax benefits.
  For certain leases, you can deduct monthly lease payments as an operating expense. Moreover, leasing may help your business avoid the Alternative Minimum Tax (AMT).
• Improved balance sheet ratios.
  Unlike the traditional methods of financing, operating lease obligations generally are not capitalized, improving balance sheet ratios.
• Options for purchase or renewal.
  At the end of the lease you may choose to purchase your equipment, upgrade it, or continue to lease it. Or, if you're done with the equipment, return it.
• Reduced interest rate risk.
  By locking in fixed payments now, you can avoid the risk of inflation in the future.