The Savings and Money Market Solution That's Right for You
U.S. Bank offers a wide range of savings and money market accounts designed to help you reach your short- and long-term financial goals. We offer tailored options to suit your needs and help you manage your finances. View our interest rates or apply online today!

Standard Savings
An FDIC-insured savings account that offers competitive interest rates on low account balances; a great option for first-time savers or anyone who wants convenient access to their money while it earns interest.

Goal Savings
To help you meet your personal savings objectives, this FDIC-insured savings account is set up with automatic transfers from your U.S. Bank Checking Account. You can open a separate account for each of your goals.

Just US Kids Savings
Designed for youth ages 5-12, this savings program1  within our Star Savers Club savings product offers incentives for learning about the benefits of saving, kid-friendly resources and activities and a parents' guide on how to educate your children about money.

Teen Savings
Designed for teens ages 13-18, this savings program within our Star Savers Club savings product helps to educate teens on the importance of money management. Teen Savings provides teens and parents the resources needed to transition from beginning savings to money management.

Money Market
Our money market account is FDIC-insured and pays competitive money market interest rates with a low minimum balance requirement.

Elite Money Market
This premium savings account rewards balances with higher interest rates of return. It offers a tiered rate of interest, secure and easy access to your money, and is FDIC-Insured.

Retirement Money Market Account
This FDIC-insured savings account features tiered interest rates and tax advantages when held in an IRA.

Certificates of Deposit
Protected by FDIC insurance, this account provides low-risk diversification in your investment portfolio and retirement assets. View this week's online CD Specials or apply now. Rates, terms and balance requirements may differ from your local branch and are only valid when you apply online.

Health Savings Account (HSA)
A Health Savings Account is an account that you can put money in to save for future medical expenses for yourself or your covered dependents, on a federal tax free basis. The HSA is FDIC-insured and pays money market rates.